Job Description
- Review and analyze new credit applications to assess the creditworthiness of potential clients. - Evaluate financial statements, credit reports, and other relevant documents to determine credit risk. - Prepare a comprehensive Credit Comment Report for each credit application based on the analysis performed. - Include a detailed assessment, risk evaluation, and creditworthiness recommendation in the report. - Submit the prepared Credit Comment Reports to the direct supervisor for further review and decision-making. - Provide recommendations and insights to support the credit approval process. - Coordinate with other departments, such as Sales and Legal, to gather necessary information for credit analysis. - Communicate effectively with clients or internal stakeholders regarding credit requirements and decisions. - Ensure all credit evaluations and recommendations comply with company policies, industry standards, and regulatory requirements.
Job Requirement
・Min. Bachelor degree from any major ・Having min. 3 years experiences as Credit Analyst in multi finance company ・Having good critical thinking and negotiation skill ・Having comprehensive understanding about financial statement analysis ・Having good communication and writing in English